Chappell and his colleagues are currently working on a homeowner version. “My first thought was, ‘Where have you been?’” said John Watson with Common Grounds Landscape Management in Knoxville, Tenn. “Most of the time we get so busy putting out fires we forget that the best thing we could do is prevent fires,” he added. “This is just the kind of thing the industry needs. Now we have the best opportunity to head off pest issues that can wreak havoc for nursery and landscape professionals and for homeowners.” Green industry professionals often find themselves in the field needing immediate access to the latest pest and plant disease information and plant care recommendations, especially when they are caught off guard by destructive pests emerging in their area. Thanks to a collaborative effort of horticulturists, entomologists and plant pathologists at seven land-grant universities including the University of Georgia, there is now an app for that. UGA College of Agricultural and Environmental Sciences faculty Kris Braman of the department of entomology, Matthew Chappell of the department of horticulture and Jean Williams-Woodward of the department of plant pathology worked closely to develop the application IPMPro with faculty from Clemson University, University of Kentucky, University of Tennessee, Virginia Tech, North Carolina State University and the University of Maryland. The app gets its name from the term “integrated pest management,” better known as IPM, which is a science-based decision-making process that reduces pest and disease damage through biological, mechanical, cultural and chemical control methods in order to minimize economic and ecological impacts. IPMPro, which was funded by the University of Tennessee, is the first of its kind in the U.S. and took 18 months to complete, Chappell said. “It’s a one-stop shop for landscape professionals and homeowners who want to better coordinate their integrated pest management strategies,” Chappell said. Designed by horticulture and pest management experts in cooperation with growers and landscapers, IPMPro was built for USDA Plant Hardiness Zones four through eight, which include 22 states from west of the Mississippi River, northeast to Pennsylvania and New Jersey and south to the Gulf Coast. The goal of IPMPro is to streamline pest management decisions and employee training and to make complying with state pesticide recordkeeping regulations easy. The mobile app is available to purchase for iPhone, iPad and Android devices through Apple and Android marketplaces. “IPMPro dramatically simplifies day-to-day plant care and pest control decision-making in the field,” Chappell said. “It provides a library of information in the convenience of an app and features real-time alerts to help professionals stay on top of emerging pests and timely plant care. And best of all, it fits in your pocket.” Specifically, IPMPro: Sends location-specific, text-like alerts for time-sensitive pest issues and plant care. Provides a reference guide for pest identification, information on pest lifecycles and best practices for managing pest problems on woody plants. Offers a quick how-to guide with instructions and photos on the cultural practices used to manage pests. Offers quick access to research-supported recommendations on how to handle major diseases and insects.Provides a built-in pesticide recordkeeping log for mandated pesticide documentation. Gives nursery managers a heads up about seasonal pests and control practices in either calendar view or a chronological list.Assists in educating both new employees and experienced professionals. For more information on the application, see www.IPMProApp.com. (Amy Fulcher, Assistant Professor for Sustainable Ornamental Plant Production and Landscape Management in the Department of Plant Sciences at the University of Tennessee, contributed to this article.)
The great state of Vermont tops the list of US state breweries per capita based on the Brewers Association s count of operating breweries and the 2008 population estimates found at www.census.gov(link is external). The fortunate citizens of Vermont have a brewery for every 32,698 people. There are 19 breweries and 621,270 citizens in Vermont. Additionally, every Vermont brewery is a craft brewery according the Brewers Association’s craft brewer definition (see About Us), from small start-up microbrewery Lawson’s Finest Liquids in Warren to the revered Vermont Pub & Brewery in Burlington to regional craft brewer Magic Hat Brewing Co. and Performing Arts Center also in Burlington. The top 5 states in breweries per capita are rounded out by Montana, Oregon, Maine and Colorado.The Facts Last updated on 2/23/2009Growth of the craft brewing industry in 2008 was 5.8% by volume and 10.5% by dollars.The craft brewing industry produced nearly 8.6 million barrels of craft beer in the U.S. in 2008.The fastest growing sector craft brewing sector continues to be microbreweries, showing customer support for local breweries.The craft brewing sales share as of December ’08 is 4% by volume and 6.3% by dollars.Total U.S. craft brewing industry annual dollar volume is $6.3 billion.Breweries Per Capita Rank Total Breweries State Breweries Per Capita1 19 Vermont 32,6982 27 Montana 35,8313 93 Oregon 40,7534 31 Maine 42,4665 103 Colorado 47,9566 14 Alaska 49,0217 10 Wyoming 53,2678 100 Washington 65,4929 7 Delaware 84,54810 66 Wisconsin 85,27211 15 New Hampshire 87,72112 16 Idaho 95,23913 15 Nebraska 118,89514 16 New Mexico 124,02215 70 Michigan 142,90616 5 South Dakota 160,83917 8 Hawaii 161,02518 16 Nevada 162,51019 17 Kansas 164,83120 75 Pennsylvania 165,97721 221 California 166,32022 18 Iowa 166,80923 38 Massachusetts 170,99924 14 Utah 195,45925 29 Missouri 203,84826 5 Rhode Island 210,15827 16 Connecticut 218,82828 28 Indiana 227,74329 22 Minnesota 237,29130 32 Virginia 242,78431 26 Arizona 250,00732 21 Maryland 268,26733 42 Ohio 273,47434 33 North Carolina 279,46735 3 DC 291,03136 6 West Virginia 302,41137 41 Illinois 314,67238 14 South Carolina 319,98639 56 New York 348,04140 14 Tennessee 443,92141 39 Florida 469,95742 18 New Jersey 482,37043 7 Oklahoma 520,33744 16 Georgia 605,35945 7 Kentucky 609,89246 1 North Dakota 641,48147 36 Texas 675,74948 4 Arkansas 713,84849 5 Alabama 932,38050 4 Louisiana 1,102,69951 1 Mississippi 2,938,618Breweries Per Capita 2008
Governor Peter Shumlin today announced the appointment of attorney Barry D. Peterson of Fletcher as Magistrate Judge of the Family Division of Vermont’s Superior Courts. Peterson has held the post in an acting capacity in Chittenden, Lamoille, and Franklin counties as needed in recent years. ‘Barry’s broad experience, both in law and in his community, make him the perfect fit for Family Division Magistrate,’ Shumlin said. ‘He has already served in this role in an acting capacity, so he’ll hit the ground running.’ Peterson, whose office is in Jericho, joined his wife, Lori J Ruple, to start the law firm Peterson & Ruple in 1988. There he has focused on family law and represented clients in real estate, bankruptcy, small business and personal injury matters. In addition to serving as Acting Magistrate, he has sat as Acting Judge on small claims cases in Lamoille Superior Court on a regular basis. Peterson also has been a Cooperating Attorney with Vermont Legal Aid/Law Line of Vermont, doing substantially reduced fee bankruptcies for low-income Vermonters since 2005 and has served as Guardian Ad Litem in family law cases. In his community, Peterson has coached youth sports for many years, and served as a member of the Fletcher Elementary School board from 1993 to 2005. He graduated from Pace University in New York in 1980 and from Vermont Law School in 1985. He has two children, 23 year old daughter Kelsey and 21 year old son Carter.Governor’s office. 1.9.2012
I had an hour to ride last weekend, not counting the ride to and from class, so I headed up Town Mountain Road on a lunch break to touch the Blue Ridge Parkway real quick before shooting back down.It was my only ride all week. Not even a run hit my agenda. But when you see a two-hour window, what do you do? You race up Town Mountain so that you want to puke.You know, I really hadn’t planned on making it such a sprint, but once those guys tried to pass me, I guess my ego just got the better of me. I think other riders are an excellent source of motivation. I was cranking along enjoying the sunshine and waving at the cyclists coming down the fun bits when I passed a small group of recreational riders. I knew this because they were really friendly, encouraging, and nice when I said good morning. Anyway, suddenly I heard heavy breathing behind me and new I was getting ready to be passed. It’s always this moment in which I begin summarizing all my rides, berating myself for not being stronger and then act as enthusiastic as possible about being ridden into the ground.“Oh, no, you’re killing me, sneaking up on me like this!” I say, laughing.One guy is concerned with my lack of water. I truly appreciate the fact that he said that because it would be stupid to ride without it. I was only out for a little more than an hour, and really, why think about drinking? It’s only a distraction, and of course more weight. In fact, I was just learning in yoga class that the body can only perform one function at a time. It cannot sweat and hydrate simultaneously. At least not well. That means it’s probably better to drink water all at once, rather than constantly sipping. My girlfriend thinks I drink less water than anyone she knows. She walks around all day with a cup and straw of water, taking little sips. I think it’s really just an oral fixation. Besides, I would be annoyed at having to carry something when I don’t even carry a purse. I drink a whole glass of water and move on. I do this several times throughout the day. When on long rides, I stop for a bunch of water and try to stand around for a bit while it seeps into my pores and then ride again.I did not explain all of this to him. We did not have a long talk about hydration practices.“Just out for a quickie,” I shout. “I drank before I left!:They pull ahead and I hear the cachunk of gears being dropped. This caused me to reconsider my big ring, which I was pushing when they frigging passed me. I mean, GEEZ. That’s really all I’ve got. But now this. It caused me to reach for my own levers, looking for something simpler. That’s when I realize that I really don’t want to gear down. I just want to keep my pace. I want to make it back to class on time. That means I will have to pass them. The thing is, boys don’t like being passed by girls. I have such a hard time doing it, because I don’t want to cause a chase. I don’t want them to think they HAVE to pass me now. But this just happened on a downhill not too long ago, and I let the guy stay ahead for fear of offending his ego. I was so relieved when my girlfriend pulled around and ahead of him so that I could just follow. So instead I decide to verbalize.“You guys can’t do that!” I chided. “You can’t pass me and then drop gears!”Inside I am absolutely thrilled that I have the opportunity to say this, because I can’t count the times I’ve screamed it at my windshield to drivers in front of me. Now they turn to me with baffled faces and make room for me to come through. I know we are now teetering on the verge of explosive male hormones. What this means, is that I’m going to have to start powering up the hill without looking back. I have to totally outrun them so that we don’t continue up the mountain taking turns passing each other and having to make small talk.I stand up in the pedals and start cranking. The steep s-curves are ahead of me, but I know that I can’t cry now. My middle ring is nearly as large as my big ring, so changing gears really isn’t going to accomplish much anyway. I stand up for as long as I can until the blood is ringing in my ears and I can’t hear them breathing. Then I go even harder. I finally make it to the Parkway before I head back down. They arrive a few minutes later and only one of them is speaking to me now. I’m grateful for at least that and race back into town with enough time to shower. Just think. My only ride could have been a boring stroll up Town Mountain.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Suffolk County police are investigating the discovery of a 23-year-old Huntington Station woman’s dead body at a preserve in West Hills on Thursday morning, authorities said.A passerby called 911 after finding Sarah Strobel dead in the woods off a hiking trail at Froehlich Farm Nature Preserve on Oakwood Road shortly before 9 a.m., police said.“The case appears to be criminal,” said Det. Lt. Jack Fitzpatrick, commander of the Homicide Squad.Her body was taken to the Suffolk County Medical Examiner’s office, where an autopsy will be conducted to determine her cause of death.Homicide Squad detectives are continuing the investigation and ask with information on this case to call them at 631-852-6392 or anonymously to Crime Stoppers at 1-800-220-TIPS. All calls will be kept confidential.
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » While slightly improved, inflation remains below the Fed’s target. What does that mean for interest rates?by: Taylor TepperU.S. consumer prices rebounded slightly from last month’s precipitous drop-off, while prices were flat over the past 12 months.The Consumer Price Index increased 0.2% last month as oil stopped its dramatic fall, and was unchanged compared to this time last year, according the the Labor Department. So-called core inflation, which strips out volatile energy and food prices, rose by 1.7%, still well below the Federal Reserve’s 2% target.Prices had fallen the three previous months.While firmer than previous months, these low inflation rates come at a critical time for the Federal Reserve.Investors have received mixed messages from central bank officials and economic data recently. For months, the Fed had reassured Wall Street that it would be patient when it comes to removing its accommodative monetary policy. Last week, though, the Fed dropped the word “patient” from its statement, implying that interest rates could rise soon—perhaps as early as June.
NAFCU will monitor congressional hearings this week focused on EMV, housing reform and the regulatory burden on job creators while also watching for any next steps in the Senate on the “Cybersecurity Information Sharing Act.”The House Small Business Committee on Wednesday will hear from small-business owners on the challenges and implications of the EMV liability shift that took place Oct. 1. NAFCU witness Jan Roche gave the credit union perspective earlier this month. This week’s hearing, “The EMV Deadline and What it Means for Small Businesses: Part II,” will focus on why many small businesses have yet to install the updated chip card readers and the costs associated with the new technology.Also on Wednesday, the House Financial Services Subcommittee on Financial Institutions and Consumer Credit will continue its focus on regulatory relief as it examines various legislative proposals to reduce regulatory burdens on “Main Street job creators.”Among the bills reviewed will be the “National Credit Union Administration Budget Transparency Act” (H.R. 2287), which would require NCUA to publish a draft of its budget in the Federal Register and hold a public hearing to garner comments from the public; and the “Preserving Capital Access and Mortgage Liquidity Act” (H.R. 2473), which would ensure credit unions parity with banks under Federal Home Loan Bank membership criteria. NAFCU supports both measures. continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Federal credit union examiners are on notice that when a credit union meets certain statutory requirements it no longer must send annual privacy notices.The National Credit Union Administration (NCUA) notified credit unions of this in a letter to credit unions (16-CU-03) issued this week. The letter reflects clarifications that the Credit Union National Association (CUNA) sought from the agency.CUNA led efforts for the modernizations to privacy notices that were signed into law last month as part of the wide-ranging Fixing America’s Surface Transportation (FAST) Act.The new NCUA letter reminds that the exception for annual privacy notices is available to a credit union: continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Last month, the CFPB fined JPMorgan Chase (JPMorgan) $4.6 million for various alleged violations of the FCRA. According to the consent order, the CFPB found that JPMorgan failed to have reasonable policies and procedures in place to ensure it provided accurate information to consumer reporting agencies, failed to inform consumers of the results of dispute investigations and failed to identify the consumer reporting agency on adverse action notices.Policies and Procedures. The FCRA does not require financial institutions to provide information to consumer reporting agencies. However, if a financial institution elects to do so, the FCRA requires it to provide accurate information. Regulation V requires these financial institutions to have reasonable policies and procedures in place to ensure that information provided to consumer reporting agencies is accurate. The procedures should be designed based on the institution’s complexity and scope of activities and updated periodically. The rule also requires institutions to consider the interagency guidelines in developing their policies. continue reading » 46SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » The U.S. economic expansion hit a record-breaking 10 years and one month at the end of June 2019, and consumer sentiment hit a 15-year high in May.For credit unions, the lending machine is going strong. Loan balances in the first quarter increased $77.6 billion year-over-year. Loan growth, however, slowed from 9.7% in the first quarter of 2018 to 7.9% in the same three months this year.Total auto loans increased 7.8% annually to reach $370.3 billion as of March 31. With year-over-year growth of 11.2%, indirect lending played a significant role in the auto loan portfolio. Those loans closed the first quarter at $225.4 billion and comprised 60.9% of total auto loans versus 59.0% one year ago.Despite such growth, the economics of indirect lending have changed. Whereas, historically, financial institutions set auto rates off the 2-Year Treasury, that hasn’t been the case in recent years, especially at credit unions, says Travis Goodman, advisory services principal at ALM First, a financial services provider for banks and credit unions.