Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 30-year-old man was fatally struck by a van while walking across a street in his hometown of New Cassel.Nassau County police said Reynaldo Flores-Grande was walking westbound across State Street in the crosswalk when he was hit by an eastbound Ford Econonline that was turning left from Prospect Avenue at 11:33 p.m. Saturday.The pedestrian was taken to Nassau University Medical Center, where he was pronounced dead.Homicide Squad detectives tested the van’s brakes, which were functioning.
4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Tyler Leet Tyler Leet is director of Risk and Compliance Services for CSI Regulatory Compliance, a role in which he oversees the development and maintenance of the risk and compliance-related services that … Web: www.csiweb.com Details What happens to a credit union following a cyberattack? Traditionally, loss of member data, direct theft from accounts, regulatory scrutiny and the requirement of refunding members’ money or replacing cards are some of the most common aftereffects.But an even more worrisome cyberattack effect is the disruption to business continuity and inaccessibility of online banking, mobile banking and ATM networks. In fact, a disruption to service could potentially affect credit unions even more dramatically than would a data breach. So, just as a credit union plans for business continuity related to natural disasters, it also should prepare specific plans for responding to a cyberattack. A business continuity plan provides an organization with appropriate instructions and procedures as a response to a disaster. Such continuity plans cover the areas of assets, human resources, notifications to business partners and the management of business processes. It’s important to note that a successful cyberattack disaster recovery plan is regularly updated and tested by all relevant employees. In order to minimize downtime, two questions should be addressed when building a business continuity plan specific to cybercrime.How Good are Your Data Back-ups? In the case of a breach, credit unions must ensure that their data is protected and backed up regularly. A robust back-up protocol ensures access to vital data in the event of an attack that shuts down the member database or locks access to transactions or accounts. As part of the planning process, credit union executives must confirm that their back-up process is run often enough to protect the institution, and can come to the rescue when the regular system is compromised. Finally, credit unions must verify with the back-up vendor that the process operates as expected. In addition to verifying that all data is backed up, credit unions should regularly test the backup restoration process to ensure it works effectively. They also should work with their back-up provider to ensure the back-up data is secure and that there is minimal risk that the back-up data could be corrupted or accessed. Does Your Overall Business Continuity Plan Incorporate Cybersecurity?While many business continuity plans are centered on events like natural disasters, cyberattacks are becoming an even greater risk. Even if an attack does not compromise member data, as would be the case with hackers shutting down the online banking server with a DDoS attack, any attack can cause damage. To prepare for such instances, it is vital that credit unions compile an incident response protocol, which trains employees on what to look for as well as the steps to take when a potentially damaging attack has been identified.
If I hear one more person mention “the new normal,” I’m going to punch a monkey. If we ever do stabilize to a new normal, it won’t happen for a long, long time. As best I can tell, right now, we’re all pretty much just winging it. Nothing feels like anything approaching any sort of normalcy.In California where I live, a few businesses were able to reopen, including my dog groomer. So early last week, I took my dogs in for a self-service wash. I’ve been going to the El Cajon Dog Wash for maybe a dozen years, so I was certain this would help me feel normal. I can’t really call wearing a mask the whole time, not being able to wear a rubber apron, and not being able to shake hands with Chris (the owner) normal. On the bright side, my dogs don’t stink now and it was good to see an important (to me) local business reopen.I was really excited when they announced barbers could open. After 2+ months of sheltering in place, I looked like I should be pushing a grocery cart down the street. Time to visit HD Cut ‘n’ Shave and feel normal, right? Wrong again. I never thought I’d need to have my temperature taken upon arrival at the barbershop. The weirdest thing, however, is that barbers are currently only allowed to cut some of your hair. Specifically, they can’t cut your facial hair, but can cut all the other hair on your head. That means no shave, which is generally the best part of a haircut.My family’s favorite restaurant, Souplantation, already announced that it’s never reopening. Ever. So I was relieved to hear that Bonny’s Café, our favorite breakfast joint, had reopened. When I got there this morning, I had to go through the back door, which is now the designated entrance; when I left, I went through the front door, a.k.a., the designated exit. Inside, the counter (where I usually sit) was off limits. And apparently they’re not allowed to hand you a bottle of hot sauce. I requested Tabasco Chipotle and my server put some in a couple of disposable cups for me.There’s been plenty of talk over the past couple of months about the need to really support small, local businesses once they’re able to reopen. As self-serving as it was, I’m happy I was able to do my part this week. I only hope this doesn’t turn out to be just lip service. Communities do need their local businesses just like they need their local credit unions.In the coming weeks and months, a lot of people (myself included) will be talking about the need to upgrade and refine technology to truly meet the needs of the modern consumer. But even as important as technology is, credit unions also need to get back to the basics and remember why they’re here in the first place.There will always be people who shop at Walmart because the 200-roll mega pack of toilet paper is 25 cents cheaper, bank at Chase (for example) because their commercials are better, and will pass 10 locally owned restaurants to hit the McDonald’s drive-through. If that’s you, I’m sorry I’ve wasted your time. You’re not credit union people.My message to both credit unions and citizens is simple: Start supporting your local businesses like the future of your community depends on their success – because it does. And credit unions, please remember, too, that it’s not enough to just be present in the local community and economy; you must be engaged with the local community and economy.Peace out. 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John San Filippo John is the co-founder of OmniChannel Communications, Inc., a company that specializes in B2B marketing to community financial institutions. He started out in the savings and loan industry, but wisely … Web: www.omnichannelcommunications.com Details
Categories: News, OpinionI once drank beer at a movie theater and, no, I did not sneak it in. I was in Portland, Oregon, where movie theaters are permitted to serve alcohol, and I’m happy to report that it was a pretty uneventful experience. No public drunkenness, no alcohol-fueled brawls. Forty-four states permit alcohol to be sold in movie theaters, but New York isn’t one of them. At least, not right now. A new proposal from Gov. Andrew Cuomo would relax the state’s prohibition on alcohol at the cinema, allowing movie theaters throughout New York to sell beer, wine, cider, mead and spirits. Another proposal, from Assemblywoman Pat Fahy, D-Albany, would legalize the sale of beer and wine at movie theaters. But I’m highly skeptical that simply allowing theaters to serve alcohol will cure what ails these theaters. Some might be better off transitioning to a non-profit model, where support from the community sustains the theater. Under Cuomo’s proposal, alcohol would be prohibited from movies rated G, and customers could only purchase one drink at a time. Those are reasonable restrictions. But I’d recommend requiring theaters to have a certain number of dry screenings for films rated PG-13 and R. The movie theater should be a space that welcomes people from all walks of life, and that includes people in recovery from substance-abuse problems. I enjoyed the beer I had at that movie theater in Portland, Oregon. But I don’t view alcohol as a great boon to the movie-going experience, or a silver bullet that will save the movie industry. Which is doing just fine, and doesn’t need saving. Reach Sara Foss at email@example.com. Opinions expressed here are her own and not necessarily the newspaper’s. More from The Daily Gazette:Crossgates mall sues for $20M-plus as Lord & Taylor shuts downEDITORIAL: Urgent: Today is the last day to complete the censusFoss: Should main downtown branch of the Schenectady County Public Library reopen?Toys for Tots announces drive-thru collectionsCutbacks to Schenectady code enforcement would lead to longer wait times, shift in priorities I’m not opposed to selling alcohol in theaters, though I’ve mostly given up drinking beverages of any kind at the movies, mainly because I don’t like cutting out to use the restroom. But I’m not strongly in favor of it, either. Cuomo and Fahy have both portrayed their proposals as a way to help struggling movie theaters at a time when more people are staying home to watch films via streaming services such as Netflix. That’s certainly well-intentioned, but I wonder how rooted in reality it really is. If people have truly stopped going to the movies — more on that in a moment — the movie industry needs to take a good, hard look at why. All too often, streaming services are cited as the cause, despite evidence to the contrary. One study, commissioned by the National Association of Theater Owners, found that people who go to movies in theaters more frequently also consume more streaming content. “If the study’s findings are accurate, it would appear that the two forms of entertainment consumption are more complementary than cannibalistic,” an article in the trade publication Variety noted. Before I go any further, let me just say that I reject that notion that movie-going is in some kind of death spiral. It’s true that U.S. box office revenue fell 4 percent in 2019, and that a number of high-profile films flopped. But moviegoers still spent a whopping $11.45 billion at movie theaters, which is a whole lot of money.Again, I’m not opposed to allowing alcohol in movie theaters. But the movie industry’s struggles shouldn’t be cited as justification for doing so, because the reality on the ground is far more complex. People are still going to the movies, and the industry is still making money. When I hear Cuomo talk about how Millennials staying home to watch Netflix is killing the movie industry, I cringe, because it just isn’t true. This doesn’t mean some theaters are struggling.Smaller, independent theaters, in particular, are more likely to face challenges.
Indonesia needs to secure a minimum of 340 million ampoules of COVID-19 vaccines to accommodate at least 170 million people – nearly two-thirds of the country’s total population – in the archipelago, a minister has said.“We need at least two vaccine shots per person for some 170 million people. So we need at least 340 million [ampoules] of vaccines,” Coordinating Economic Minister Airlangga Hartanto said on Tuesday. He said there was a relaxation on intellectual property rights for COVID-19 vaccines currently being developed globally, meaning that any country that successfully comes out with a proven vaccine would be able to share their findings with others.“Whichever country discovers it first can share it with other countries so that they can begin co-production,” Airlangga said as quoted by kompas.com.As for Indonesia, he said a number of state-owned enterprises (SOEs) had cooperated with several companies in South Korea to develop COVID-19 vaccines.Citing President Joko “Jokowi” Widodo’s order, the minister said the country prioritized cooperation in vaccine development with less-populated countries since those with populations bigger than Indonesia would need to prioritize their own citizens first. Read also: Indonesia rallies to keep COVID-19 vaccines, drugs affordableThe 2015 Intercensal Survey (SUPAS) projected Indonesia’s population in 2019 to reach up to 266.9 million people.Countries with a smaller population, such as South Korea, France and Denmark, were therefore considered ideal partners for vaccine co-production, he said.Separately, Research and Technology Minister Bambang Brodjonegoro, who is also the National Research and Innovation Agency (BRIN) head, said that COVID-19 vaccine development in Indonesia was spearheaded by a consortium involving a number of institutions, including state-owned pharmaceutical holding company PT Bio Farma. Bio Farma previously said it was hoping to start a pre-clinical trial for a COVID-19 vaccine by 2021.“We hope we can acquire our vaccines in a relatively short time, which means we wouldn’t get behind other countries. We will develop an effective vaccine for the virus in Indonesia,” Bambang said. Bambang said Indonesia needed at least 250 million to 350 million ampoules to get at least two-thirds of the Indonesian population vaccinated. (dpk)Topics :
Multiple stabbings at ‘major incident’ in Birmingham: UK policeWrap Britain | police | incident The incident comes after several previous mass casualty stabbings, including one in the Scottish city of Glasgow on June 26, in which six people were injured, including a police officer.A man was charged with murder after three people were killed in a park in Reading, west of London, the previous week in an attack investigated by counter-terrorism police.Britain has been on high alert after two mass stabbings in London in the last year, which saw both perpetrators — convicted extremists released early from prison — shot dead by armed officers.Knife crime in England and Wales increased six percent in the year to the end of March, according to the Office for National Statistics. Birmingham, one of Britain’s most ethnically diverse cities with a population of more than one million, has had an explosive recent history of gang violence.In January 2003, one gang opened fire with an illegal semi-automatic sub-machine gun at a rival group. Two teenage girls who were bystanders were killed in the hail of bullets. Birmingham, United Kingdom | AFP | Sunday 9/6/2020 – 16:41 UTC+7 | 588 wordsCHANGES dateline, ADDS councillor, MPby Oli SCARFF, with Phil HAZLEWOOD in LondonBritish police on Sunday declared a “major incident” after several people were stabbed in the centre of the country’s second city, Birmingham.Violence broke out at about 12:30 am (2330 GMT Saturday) in and around the Arcadian Centre, a popular venue filled with restaurants, nightclubs and bars.West Midlands Police confirmed “a number” of stabbings but said it had no information on reports that shots had been fired. No further details on casualties were immediately available.The incident comes after several previous mass casualty stabbings, including one in the Scottish city of Glasgow on June 26, in which six people were injured, including a police officer.A man was charged with murder after three people were killed in a park in Reading, west of London, the previous week in an attack investigated by counter-terrorism police.Britain has been on high alert after two mass stabbings in London in the last year, which saw both perpetrators — convicted extremists released early from prison — shot dead by armed officers.Knife crime in England and Wales increased six percent in the year to the end of March, according to the Office for National Statistics.Birmingham, one of Britain’s most ethnically diverse cities with a population of more than one million, has had an explosive recent history of gang violence.In January 2003, one gang opened fire with an illegal semi-automatic sub-machine gun at a rival group. Two teenage girls who were bystanders were killed in the hail of bullets.’Groups upon groups’ Cara Curran, a nightclub promoter who was working at the Arcadian Centre on Saturday night said she saw “groups upon groups” of people fighting in and around the venue and heard the use of “racial slurs”.”I had seen a lot of tensions building through the night, which wasn’t quite like what I’ve seen before,” she told AFP.”I had left with my boyfriend. I heard a commotion and saw multiple police coming towards our direction. I headed towards where I saw them coming and it all just unfurled in front of me.”It was quite a street fight. It didn’t really look like fighting. It was just multiple people on top of each other, not one on one.”She added: “There was every ethnicity there, there was Asian, Black, White. It wasn’t just this ethnicity against this ethnicity, it was a group of ethnicities with another group, and they sort of just went at it.”Passers-by fled the violence, as police and other emergency services arrived quickly and cordoned off the area. Forensic specialists were poring over the scene mid-morning.Social exclusion Shabana Mahmood, who represents the area in the UK parliament for the main opposition Labour Party, described the events as “deeply concerning”.Local councillor Yvonne Mosquito, also of Labour, said the violence was “traumatic” for everyone involved.Mosquito, a former city lord mayor, praised police for tackling so-called “black on black” violence in Birmingham in the early 2000s.But she said there remained a real issue with social exclusion among younger people, including “county lines” drug dealing.The Arcadian centre, where Birmingham Gay Village and Chinese Quarter meet, was vibrant and popular although there had been “a bit of trouble” previously, she told AFP.”Work is still going on to establish what has happened, and could take some time before we are in a position to confirm anything,” West Midlands Police added. “At this early stage it would not be appropriate to speculate on the causes of the incident.” British police on Sunday declared a “major incident” after several people were stabbed in the centre of the country’s second city, Birmingham.Violence broke out at about 12:30 am (2330 GMT Saturday) in and around the Arcadian Centre, a popular venue filled with restaurants, nightclubs and bars.West Midlands Police confirmed “a number” of stabbings but said it had no information on reports that shots had been fired. No further details on casualties were immediately available. Topics :
Recognising that the long-awaited national implementation of the EU’s Solvency II regulatory regime for insurers is still a way off, the Danish government and the country’s pensions industry have now extended a deal on the discount yield curve.It is the latest – and, regulators surely hope, the last – national exercise to tweak the curve used by pension funds and insurance companies to calculate the amount they need to set aside to cover pension guarantees.But this time, the government has incorporated other measures from its own agenda into the agreement.It has won agreement from the pensions industry to work towards increasing the financial help funds offer to Danish business. Back in December 2011, the Danish financial regulator, Finanstilsynet, acted to save pension funds from the pressure stemming from the yield differential between Danish and German government bonds, which was depressing their on-paper solvency levels.It brought in a new alternative discount yield curve based on a 12-month moving average of the yield differential between Danish and German government bonds.Six months down the line, however, the government stepped in with a new deal to help the pension funds out of the bind they found themselves in – this time as a result of generally low bond yields.In a pact signed with pensions industry body Forsikring & Pension (F&P) and Finanstilsynet, the Ministry of Business and Growth bundled changes to the discount yield curve with measures to bolster pension fund reserves – including restrictions on the level of bonuses and dividends they were allowed to pay out.Under that June 2012 agreement, the long end of the discount yield curve was raised to a level said to equate to normal market conditions, and be in line with long-term projections for growth and inflation.For maturities of more than 20 years, yields were extrapolated using an ‘Ultimate Forward Rate’ (UFR) of 4.2%, based on long-term growth and inflation expectations.This use of the UFR matched the EU Commission’s proposal for Solvency II, it was argued, therefore taking the national regulatory system towards its inevitable destination.The other points inserted into the June 2012 agreement were steps the pension funds had to take to avoid cross-generational redistribution, statements that the funds should cut the use of nominal guarantees on pensions and make more effort to consolidate.Specifically, pension funds were banned from setting account dividends at more than 2%.The latter point has since caused some friction between industry and government, with some funds insisting on their right to set higher payouts to customers, and others seeking individual clarification on whether they were permitted to do so.While extending the yield curve for a further two years to dovetail with expected implementation of Solvency II in January 2016, the new agreement reached just before Christmas 2013 reiterates the account dividend cap – but clarifies the circumstances under which pension funds may exceed it.The deal also includes a pledge to promote pension fund lending to small and medium-sized enterprises (SMEs), with the parties agreeing to work to strengthen SME access to capital resources, while giving pension companies an acceptable return.F&P has agreed to make members aware of the potential of new investment products based on pools of corporate loans.Minister for Business and Growth Henrik Sass Larsen said he was glad all parties in the talks had supported boosting SME access to financing – partly by promoting the options available through the new law on corporate bonds.“The agreement benefits pension customers and the companies that pension funds invest in,” he said.F&P chairman Christian Sagild declared that the association was very pleased there was now clarity about how the discount yield curve would be in the period before the European rules came into force.On the business financing initiative, he said there is no doubt the pension funds will be very interested in investing for the benefit of society.But the right conditions have to be in place, he stressed, and pension savers have to make a good return from these investments.“That’s the case for corporate bonds as well,” he said.
As debates on recovery packages around the world ramp up in the coming weeks, the companies, which are all part of the Science Based Targets initiative, are calling for policies that will build resilience against future shocks by supporting efforts to hold global temperature rise to within 1.5°C above pre-industrial levels, in line with reaching net-zero emissions well before 2050. 155 companies — with a combined market capitalization of over $2.4 trillion and representing over 5 million employees — have signed a statement urging governments around the world to align their COVID-19 economic aid and recovery efforts with the latest climate science. French container shipping giant CMA CGM and other major multinationals have reaffirmed their science-based commitments to achieving zero-carbon economy and called on governments to march their ambition in largest ever UN-backed CEO-led climate advocacy effort. Together with 155 leaders and the UN @globalcompact , we appeal for a bold #ClimateAction for a green recovery from #COVID19 https://t.co/LYUhVaOKKr— Rodolphe Saade (@RodolpheSaade) May 19, 2020 The 155 companies have already set, or committed to set, science-based emissions reduction targets. By signing the statement, they are reaffirming that their own decisions and actions remain grounded in science, while calling on governments to “prioritize a faster and fairer transition from a grey to a green economy.” Policy and spending that incorporates climate targets will reduce vulnerability to future shocks and disasters, create good jobs, reduce emissions and ensure clean air, according to a study from Oxford University. The statement comes as governments around the world are preparing trillions of dollars worth of stimulus packages to help economies recover from the impacts of the coronavirus pandemic, and as they prepare to submit enhanced national climate plans under the Paris Agreement. In the coming weeks, several major economies will take key decisions in their recovery efforts, including the European Union Recovery Plan, new stimulus packages from the United States of America and India, and the G7 Heads of State summit in June. “Saving lives and livelihoods, and building a prosperous, inclusive and sustainable future, are at the heart of our efforts to recover from COVID-19,” António Guterres, UN Secretary-General, commented. Last year, CMA CGM became the first shipowner in the world to successfully test the use of marine biofuel onboard the containerships CMA CGM White Shark and CMA CGM Alexander von Humboldt. “It is imperative that we not only restart the world economy — but also reset it. It would be a tragedy if after spending $10 to 20 trillion of public money we simply rebuild the same unequal, vulnerable and high carbon economy we had before,” Andrew Steer, President and CEO of World Resources Institute and SBTi Board Member, pointed out. One of the signatories of the statement is Rodolphe Saadé, President and CEO of the CMA CGM Group, who in 2019 also initiated an international coalition for the energy transition of the transportation sector. What is more, in an effort to help accelerate and expand the use of biofuel in the shipping industry, the French company contracted in late 2019 Royal Dutch Shell to supply tens of thousands of tons of marine biofuel to its fleet. “We can beat the virus, address climate change and create new jobs through actions that move us from the grey to green economy. Many companies are showing us that it is indeed possible and profitable to adopt sustainable, emission-reducing plans even during difficult times like this. I warmly welcome the ambitious, science-based actions we are seeing from leading companies who are demonstrating to policy-makers that green growth remains the best growth strategy.” “Governments have a critical role to play by aligning policies and recovery plans with the latest climate science, but they cannot drive a systemic socio-economic transformation alone. To address the interconnected crises we face, we must work together as an international community to deliver on the Sustainable Development Goals and the Paris Agreement,” Lila Karbassi, Chief of Programmes at the UN Global Compact, and Science Based Targets initiative Board Member, said. In 2022, the CMA CGM fleet will count 20 LNG-powered vessels, including nine 23,000 TEU giants, five 15,000 TEU containerships, as well as six vessels of 1,400 TEUs being built for CMA CGM’s company Containerships. CMA CGM’s eco-friendly initiatives Beyond technical solutions to limit greenhouse gas emissions, CMA CGM also wants to unite all maritime transport actors in the international coalition. Initiated by Saadé and supported by French President Emmanuel Macron, the coalition will work towards the emergence of tomorrow’s clean energy for de-carbonized transport.
Loading… read also:Lampard responds to controversial move that led to Chelsea victory “They spent a lot of money on building young players in their academy, who now have the opportunity to play. I think it’s the vision of the club now – to try and have young players in the first XI. “As well as Frank, John Terry showed great leadership inside the changing room. Both were great leaders and it doesn’t surprise me now they are both coaches.” FacebookTwitterWhatsAppEmail分享 Crespo played with Lampard during his time at Chelsea. “Frankie now as the manager of Chelsea – I think it’s beautiful,” Crespo is quoted by the Daily Mail. “Chelsea now have a good mix of experienced and young players. I think they have started to build something different than before.Advertisement Former Chelsea striker, Hernan Crespo, is confident manager, Frank Lampard, is the right man for the job.
Todd Alan Borgman, age 49 of Batesville died Thursday, June 18, 2020, at his home. Born February 1, 1971 in Lawrenceburg, Indiana, he is the son of Kenneth and Rita Jordan Borgman. Todd graduated from Purdue University with an Associates in Applied Science. He worked as a Network Engineer at Margaret Mary Health for 8 years and Gecom Corporation for 15 years.Todd enjoyed spending time with his family. There were many family trips to Florida, Myrtle Beach, Gulf Shores, Hershey, Pennsylvania, French Lick and Gatlinburg. He spent time playing video games with his boys and watching Josh play baseball. Todd was a faithful fan of the San Francisco 49ers and he loved going to Canton, Ohio for the NFL Hall Fame induction ceremony many times with his brother in-law, Jamie. Todd was also a huge fan of music and loved his 80’s Rock and Metal. He also played guitar and played in a local band, Eddie’s Diplomat. Todd attended many concerts but enjoyed just listening to a good live, acoustic musician with a cold Coors Light too. He thoroughly enjoyed being a jokester and making people laugh, whether it was being a trickster, making funny faces, telling jokes, or a quick sarcastic remark. Todd was most proud of his two boys. They were the best thing that ever happened to him.Todd married Tammy Brattain on November 20, 1993 and she survives. Other survivors include two sons, Ryan and Joshua both of Batesville. His parents Kenneth and Rita Borgman, Osgood, sister Lisa (Jamie) Scripture, Batesville, father and mother in-law Danny (Robbie) Evans, Greensburg, brother in-law Robert (Angie) Evans, Cross Plains, sister in-law Jane (Randy) Hammons, Madison, nephews Dylan and Devin Scripture, Batesville, Sam Evans, Cross Plains, nieces Rylee Scripture, Batesville, Shelby Wood, Cross Plains. Todd is preceded in death by grandparents Troy and Ertha Jordan and Malcolm and Berdella Borgman.The family will be receiving friends from 12 – 2 p.m. at the Weigel Funeral Home on Thursday, June 25th. The family asks that you wear your favorite NFL jersey or concert t-shirt in honor of Todd’s love of football and music. A private service will be held at 2 p.m. for immediate family only, due to the social distancing mandate restrictions. The service will be live streamed for everyone and can be viewed by going to Todd’s obituary page on our website (www.weigelfh.com) and clicking on the link. Memorials can be made to the Ryan and Joshua Borgman Education Account at First Financial Bank or Margaret Mary Health Foundation Cancer Fund.